Effortless.
Every time.
short-term loans for property investors and business owners
welcome to MT Finance
MT Finance is a leading property finance lender, specialising in bridging loans and auction finance. Since we were set up in 2008, we are proud to have assisted numerous property professionals, business owners, and individuals with their finance requirements.
Our reputation in the market excels for delivering fit-for-purpose short-term loans at speed, and our approach to lending is something we have been consistently recognised for within the financial services industry.
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we are a leading property finance lender
providing fast, flexible and transparent short-term finance solutions, including:
Bridging Loans
We believe a bridging loan should either make or save a borrower money. Our streamlined process allows us to cut through delays and deliver funds exactly when, and how, they are needed.
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Refurbishment Loans
Our short-term refurbishment loan products are available to property investors, landlords and developers who are looking to upgrade their investment assets with speed and minimum fuss.
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Auction Finance
The main benefit of auction finance is the speed at which funds can be delivered. MT Finance is able to deliver funds in a matter of days and we can approve an application prior to auction.
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Property Conversion
Our heavy refurbishment product is designed to help property investors and developers fund a renovation with speed. We can also provide funding in stages to keep the costs down.
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Second Charges
A second charge bridging loan could be the ideal solution for those who already have a mortgage secured against their property but require further funds for a short period of time.
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Property Purchase
A short-term loan from MT Finance is an effective means of raising funds quickly, enabling landlords and property investors to take advantage of investment opportunities in the buy-to-let market.
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Business Funding
Whether funds are needed to acquire stock, provide additional capital to stimulate growth, or to facilitate a new venture, MT Finance is committed to providing liquidity to the SME sector.
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Urgent Transactions
We can make lending decisions within hours of initial enquiry and release funds in less than a week, preventing borrowers from missing out on time-sensitive opportunities that come their way.
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FAQs
Bridging finance or ‘bridge finance’ is used to purchase a property under a tight deadline and avoid the delays and property chains associated with typical mortgages.
Used by property developers and buy-to-let investors, borrowers can usually complete within 2-4 weeks of applying or sooner; and repay their loan over 1 to 24 months, at rates starting from 0.65%.
Any bridging finance is secured against your property and this could be at risk if you do not keep up with repayments.
MT Finance can process funds within weeks for property purchases, including those purchased through auction finance.
In some cases, we can process funds quicker and within 2 weeks of applying.
Borrowers can apply for £50,000 to £10 million and borrow up to 70% LTV.
The amount you can borrow is based on various factors including a valuation of the property, its potential income, your plans and exit strategy.
- Based in England and Wales
- Employed or self-employed
- If the property is borrower’s main residence- loans for business purposes only
- Subject to valuation of property
- All credit histories considered
MT Finance does not carry out any credit scoring and will take a view on adverse credit histories including CCJs. We take an individual view on every application and are more interested in your long-term plans and the long-term potential of the property.
MT Finance is a bridging lender and will process your application and its funding from start to finish. If you would like to get an initial quote, you can make a quick enquiry here.
MT Finance is a leading bridging finance lender and since we were founded in 2008, we have assisted numerous property professionals, business owners, and individuals with their finance requirements.
We pride ourselves on the ability to process short-term loans at speed, and our approach to lending is something we have been consistently recognised for within the financial services industry.
Our industry accolades include Best short-term Lender at the Mortgage Strategy Awards 2019, Best Service from a Bridging Finance Provider at the Business Moneyfacts Awards in 2019, in 2018 and in 2017, Bridging Lender of the Year at the Property Wire Awards 2018 and Best Bridging Finance Provider at the Business Moneyfacts Awards 2016.
