Bridging Loans in Liverpool and Merseyside

 

If you are looking to complete quickly on a property transaction in Liverpool, bridging loans from MT Finance can help you secure deals within a tight deadline.

MT Finance is a leading bridging lender and we have the capacity to make quick decisions and transfer funds in a matter of weeks, not months.

Whether you wish to complete a residential, commercial, multi-purpose unit or purchase something at an auction, we are in a great position to give you indicative terms and help you complete as fast as possible.

Customers can access capital ranging from £50,000 to £10 million over 1 to 24 months with no upfront fees or early exit fees.

We offer bridging loans in Liverpool, including Wirral, Crosby, Sefton, St Helens, Knowsley and The Baltic Triangle.

Our dedicated Business Development Manager, Chris Parr, can assist with your enquiry today. Use our form provided or call us on 0203 051 2331. 

What Can I Use a Bridging Loan For?

We can bridging loans in Liverpool for:

    • Purchasing residential properties, flats and homes

    • Purchasing commercial properties

    • Renovate a property and rent it out to tenants

    • HMO and multi purpose properties

    • Purchasing student accommodation

    • Renovation and refurbishment projects for business funding and opportunities

How To Apply For Bridging Finance in Liverpool

Start by getting in touch with our team by emailing enquiries@mt-finance.com or call us on 0203 051 2331.

We require some initial information about the property you would like to purchase and a clear understanding of your plans with it.

Some things we require in the early stages include:

    • Property valuation and information

    • Indication of costs to purchase and renovate the property

    • Business plan

    • Your exit strategy

How is MT Finance Different From Other Bridging Lenders?

There are a few things that separates MT Finance from other bridging lenders. We proudly offer no upfront fees or exit fees for early repayment – and this could potentially be a saving of thousands.

But it is our customer service that stands out, having been recognised year-after-year by BusinessMoneyFacts for our service and attention to detail. See our credentials here.

Our BDM that represents Liverpool is available for you every step of the way, and our local knowledge can help make your transaction and overall project go as smoothly as possible.

What Are The Benefits of Using a Bridging Lender?

Flexibility – We structure your loan in such a way that gives you the necessary flexibility with your property and whatever it entails. Your interest is typically rolled up and paid upon the exit of the project, which might be selling on the property for a higher price or converting the bridging loan to a buy to let mortgage.

Speed – Our knowledge of the local area and having experience of things like listed buildings, building regulations and zones can help you purchase and complete the property within your expected timeline.

Affordable – We thrive to offer funding with affordable rates and without hefty fees added, with no extra penalties for early redemption

Open To Different Backgrounds – We take a view on candidates with adverse credit history and you do not require a salary to be eligible. Instead, we base our eligibility on the property, the opportunity and your plans for it.

FAQs

What is The Maximum LTV That You Offer For Bridging Loans?

Please see our product guide for more information.

What Types of Properties Do You Lend Against?

We lend against all kinds of properties but not limited to:

    • Barns and farmhouses

    • Commercial property

    • Offices and work environments

    • Residential investments, including HMOs and multi-lets

    • Semi-commercial property

    • Student accommodation

What Do I Need To Include in My Exit Strategy?

We require candidates to have a clear exit strategy, which confirms that they are going to do with the property at the end of the loan term. This might include refinancing, selling the property for a higher profit or converting the loan to buy-to-let and renting it out to tenants. A clear plan should be presented which clearly includes all the costs.

Simply email us at enquiries@mt-finance.om or call 0203 051 2331 to speak directly with Chris Parr, our specialist BDM for Manchester and the North-West.