- Up to 80% LTV
- ICR from 125%
- Minimum loan £25,001 (refer to criteria for ex-local)
- England and Wales only
- Individuals and limited companies
- Holiday lets considered (loan based on AST)
- 28sqm minimum size
- Adverse criteria considered at different levels across Tier 1 and Tier 2 products
- Up to 75% LTV
- ICR from 125%
- Minimum value £100,000 (outside of London)
- England and Wales only
- Individuals and limited companies
- 10 beds maximum
- 12 months experience as a landlord
- Adverse criteria considered at different levels across Tier 1 and Tier 2 products
- Up to 75% LTV
- ICR from 125%
- Minimum value £100,000 (outside of London)
- England and Wales only
- Individuals and limited companies
- 12 months of experience
- More than 4 units in a block loan capped at £700,000
- Adverse criteria considered at different levels across Tier 1 and Tier 2 products
- Up to 75% LTV
- ICR from 125%
- Minimum value £100,000 (outside of London)
- England and Wales only
- >40% commercial element
- Individuals and limited companies
- Loan based on residential rents and value
- 12 months letting experience
- More than 4 units in a block loan capped at £700,000
- Adverse criteria considered at different levels across Tier 1 and Tier 2 products
We’ve combined new product offerings, intuitive technology with strengthened expert leadership to deliver the service and speed for your client’s demand.Ready to experience service at speed? Contact your dedicated BDM today.
The calculator only stresses in line with 125% for our 5 year fixed products. 2 year stresses vary depending on the tax bracket which then applies a different ICR Stress. Please refer to the BTL Team on the 2 year product.
Megan Betts
BDM – Buy-to-Let
The winner of the Broker: Administrator award at The British Specialist Lending Awards 2023, Megan joined MT Finance after over a decade of working broker-side. She now uses the knowledge and expertise she has accrued to support our buy-to-let intermediary partners and their clients.
