Megan Betts
BDM – Buy-to-Let
The winner of the Broker: Administrator award at The British Specialist Lending Awards 2023, Megan joined MT Finance after over a decade of working broker-side. She now uses the knowledge and expertise she has accrued to support our buy-to-let intermediary partners and their clients.
David Kingham
BDM for London & South East
Starting at MT Finance as a New Business Executive in 2019 and progressing to Senior Underwriter for regulated bridging, David’s expertise has allowed him to smoothly transition into business development. A natural problem solver, he excels in navigating complex markets and providing innovative solutions.
Chris Parr
Senior BDM for Midlands & North
Chris Parr has over 20 years’ experience in the financial services sector. Since joining the MT Finance team in 2020, he has used his vast knowledge to support our introducing brokers in the Midlands, Northern England and North Wales and helping to guide them through every stage of an application process.
Richard Sherman
Senior BDM for South West & South Wales
Richard joined us in 2018 and has over 10 years’ experience in the industry. Having joined from a mortgage broker, he’s uniquely placed to understand how our brokers truly operate & what they need to effortlessly provide the best possible outcomes for their clients.
Joe Grace
Senior BDM for London & South East
Joe originally joined us in 2019 as a New Business Executive, meaning he has an in-depth knowledge of our operations & processes as well as the property sector. A natural people person, his ability to forge strong relationships makes him the perfect choice to support our brokers.
Criteria FAQs
Do you lend to expats on HMOs?
Yes, but only on a small HMO, subject to referral, maximum 65% LTV and with bespoke pricing.
Do you lend on purpose-built student accommodation?
No.
Do you lend to first-time landlords?
Yes but we require at least one applicant to have a minimum of 12 months of current or previous letting experience for HMO lending.
What is the maximum number of bedrooms you will allow?
10. Please refer to our product guide for simple vs complex product rates.
Will you lend on a re-mortgage where there is no current HMO licence?
Yes but with the following conditions:
- Where the property has existing HMO usage, we will condition for a valid licence to be provided prior to completion
- Where the property does not have existing HMO usage, we will condition for an HMO licence application to be made prior to completion
When does MT finance require an HMO licence to be provided on purchase applications?
Where a licence is required, we require an application to be made prior to completion with acknowledgement from the local council and a valid licence to be provided to MT finance within 6 months of completion.