The calculator only stresses in line with 125% for our 5 year fixed products. 2 year stresses vary depending on the tax bracket which then applies a different ICR Stress. Please refer to the BTL Team on the 2 year product.
Megan Betts
BDM – Buy-to-Let
The winner of the Broker: Administrator award at The British Specialist Lending Awards 2023, Megan joined MT Finance after over a decade of working broker-side. She now uses the knowledge and expertise she has accrued to support our buy-to-let intermediary partners and their clients.
Criteria FAQs
Do you lend to expats on MUFBs?
Yes, but only on a small MUFB, subject to referral, at max 65% LTV and bespoke pricing.
Do you require the individual units to have separate services?
Generally, yes. However, we will consider units with partially separated services by referral.
What is your minimum unit size?
There is no minimum unit size. However, any unit under 28 sqm should be referred prior to submission.
Do you lend to first-time landlords?
Yes but we require at least one applicant to have a minimum of 12 months of current or previous letting experience for MUFB lending.
Do you lend on MUFB houses?
No, we can only lend where an MUFB is a block of flats.