Back in February, a number of our key partners joined Gareth Lewis, our Managing Director and Marylen Edwards – our Head of Lending Buy-to-Let – to talk all things buy-to-let. Designed to offer brokers and intermediaries an insight into this fast-moving industry, our guests discussed the current market, the impact of the mini-Budget on landlords and what could happen to interest rates in the next two years.
The full forum can be viewed via our YouTube channel.
Targeted at landlords and investors, our buy-to-let proposition is characterised by the human-first approach to both lending and service that has driven our bridging departments.
Key features
- A flexible approach and can-do attitude
- Interest Cover Ratio (ICR) stress testing from 125%
- Minimum unit size of 28 square metres
- Applications accepted from trading companies, first-time buyers, first-time landlords and those with adverse credit
- Lend to expats at up to 65% loan-to-value (LTV)
- Residential and semi-commercial properties included
- Holiday lets with an Assured Shorthold Tenancy (AST) income also included
- Ex-local authority properties at up to 70% LTV, including those with balcony and deck access, subject to an acceptable valuation
Get in touch
If you’d like to find out more about our buy-to-let product then we’d love to hear from you. Our team can be contacted online, via email or on 0203 051 2331.