products
bridging
loans
We believe a bridging loan should either make or save a borrower money. Our streamlined process allows us to cut through delays and deliver funds exactly when, and how, they are needed.
Rates from 0.85%
1st & 2nd charge loans
Loans from £50k - £10m
Up to 70% LTV
Terms from 1 - 24 months
Residential, commercial & semi-commercial property
No up-front fees, no exit fees, no ERCs
auction
finance
The main benefit of auction finance is the speed at which funds can be delivered. MT Finance is able to deliver funds in a matter of days and we can approve an application prior to auction.
Rates from 0.85%
Loans from £50k - £10m
Up to 70% LTV
Terms from 1 - 24 months
Residential, commercial & semi-commercial property
Pre-approved funds before auction
No up-front fees, no exit fees, no ERCs
light refurb
loans
Our short-term refurbishment loan products are available to property investors, landlords and developers who are looking to upgrade their investment assets with speed and minimum fuss.
Rates from 0.85%
1st & 2nd charge loans
Loans from £50k - £10m
Up to 70% LTV
Terms from 1 - 24 months
Residential, commercial, & semi-commercial property
No up-front fees, no exit fees, no ERCs
property
purchase
A short-term loan from MT Finance is an effective means of raising funds quickly, enabling landlords and property investors to take advantage of investment opportunities in the buy-to-let market.
Rates from 0.85%
1st & 2nd charge loans
Loans from £50k - £10m
Up to 70% LTV
Terms from 1 - 24 months
Residential, commercial & semi-commercial property
No up-front fees, no exit fees, no ERCs
business
funding
Whether funds are needed to acquire stock, provide additional capital to stimulate growth, or to facilitate a new venture, MT Finance is committed to providing liquidity to the SME sector.
Rates from 0.85%
1st & 2nd charge loans
Loans from £50k - £10m
Up to 70% LTV
Terms from 1 - 24 months
Residential, commercial & semi-commercial property
No up-front fees, no exit fees, no ERCs
property
conversion
Our heavy refurbishment product is designed to help property investors and developers fund a renovation with speed. We can also provide funding in stages to keep the costs down.
Rates from 1.10%
Further draw-downs available
Loans from £50k - £500k
Up to 65% LTV
Terms from 1 - 24 months
Residential & commercial properties
100% of build costs available
No up-front fees, no exit fees, no ERCs
urgent
transactions
We can make lending decisions within hours of initial enquiry and release funds in less than a week, preventing borrowers from missing out on time-sensitive opportunities that come their way.
Rates from 0.85%
1st & 2nd charge loans
Loans from £50k - £10m
Up to 70% LTV
Terms from 1 - 24 months
Residential, commercial & semi-commercial property
No up-front fees, no exit fees, no ERCs
second charge
loans
A second charge bridging loan could be the ideal solution for those who already have a mortgage secured against their property but require further funds for a short period of time.
Rates from 0.95%
Loans from £50k – £10m
Terms from 1-24 months
Up to 65% LTV
Residential & semi-commercial property
Owner occupied residential property for business purpose use
No up-front fees, no exit fees, no ERCs
